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Please call 401-722-2212 for First Time Homebuyer, Purchase Mortgage Special, and Construction products and rates.
FHA Loans
Mortgages insured by the Federal Housing Administration.
VA Loans
Mortgages insured by the Veteran's Administration.
Adjustable Rate (ARM)
Mortgage loans with an initial fixed interest rate that changes to variable over the life of the loan.
Fixed Rate up to $766,550
Mortgage loans with an interest rate that doesn’t change through the life of the loan.
Jumbo Fixed Rate
Mortgage loans for amounts greater than $766,550 with an interest rate that remains the same over the life of the loan.
Jumbo Adjustable Rate (ARM)
Mortgage loans for amounts greater than $766,550 with an initial fixed rate that changes over the life of the loan.
Quick Pay Fixed Rate
Balloon Land Loans (Buildable Lot)
Rates as of 4/25/2024 and subject to change without notice. Conditions and/or restrictions may apply.
Rates do not take into consideration possible adjustments based on applicant's credit score, loan-to-value, combined loan-to-value, subordinate financing, occupancy, appraised value, down payment, property type, property use and loan purpose.
Rate may increase for all adjustable mortgages after closing.
Mortgage insurance required if loan to value exceeds 80%.
Repayment Examples
- 5/5 Adjustable Rate Mortgage at 6.625% (7.177% APR): 360 monthly payments of $6.40 per $1,000 borrowed
- 10/1 Adjustable Rate Jumbo Mortgage at 7.000% (7.269% APR): 360 monthly payments of $6.65 per $1,000 borrowed.
- 20 yr Quick Pay Fixed Rate Mortgage at 7.125% (7.365% APR): 240 monthly payments of $7.83 per $1,000 borrowed.
- 1/1 Adjustable Rate Land Loan at 7.125% (8.045% APR): 360 monthly payments of $6.74 per $1,000 borrowed.