Mortgage  Rates

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Please call 401-722-2212 for First Time Homebuyer, Purchase Mortgage Special, and Construction products and rates.

FHA Loans

Mortgages insured by the Federal Housing Administration.

Term
Rate (APR)
Points
30 yr
Call for today's rates.

Adjustable Rate (ARM)

Mortgage loans with an initial fixed interest rate that changes to variable over the life of the loan.

Term
Rate (APR)
Points
10/1
5.000% (5.285%)
0 points
5/5
4.750% (5.520%)
0 points
5/1
4.500% (5.194%)
0 points
3/3
4.500% (5.781%)
0 points

Fixed Rate up to $647,200

Mortgage loans with an interest rate that doesn’t change through the life of the loan.

Term
Rate (APR)
Points
30 yr
5.750% (6.101%)
2 points
5.875% (6.132%)
1 points
6.000% (6.163%)
0 points
20 yr
5.500% (5.964%)
2 points
5.625% (5.963%)
1 points
5.750% (5.963%)
0 points
15 yr
5.000% (5.574%)
2 points
5.125% (5.542%)
1 points
5.250% (5.512%)
0 points
10 yr
4.875% (5.692%)
2 points
5.000% (5.593%)
1 points
5.125% (5.496%)
0 points

Jumbo Fixed Rate

Mortgage loans for amounts greater than $647,200 with an interest rate that remains the same over the life of the loan.

Term
Rate (APR)
Points
30 yr
6.000% (6.043%)
0 points
20 yr
5.750% (5.806%)
0 points
15 yr
5.250% (5.316%)
0 points
10 yr
5.125% (5.218%)
0 points

Jumbo Adjustable Rate (ARM)

Mortgage loans for amounts greater than $647,200 with an initial fixed rate that changes over the life of the loan.

Term
Rate (APR)
Points
10/1
5.000% (5.173%)
0 points
5/5
4.750% (5.408%)
0 points
5/1
4.500% (5.083%)
0 points
3/3
4.500% (5.667%)
0 points

Quick Pay Fixed Rate

Term
Rate (APR)
Points
20 yr
5.625% (5.837%)
0 points
11-15 yrs
5.125% (5.385%)
0 points
8-10 yrs
5.000% (5.369%)
0 points
1-7 yrs
5.000% (5.512%)
0 points

Land Loans (Buildable Lot)

Term
Rate (APR)
Points
1/1
4.000% (5.632%)
0 points
5/1
4.500% (5.348%)
0 points
10/1
5.125% (5.455%)
0 points