Home Equity  Rates

Equity Line Of Credit

Term Rate
15 Year Draw Period 3.49% APR† introductory rate for first 16 billing cycles then variable APR equal to Prime Rate, with a minimum APR of 3.25% (4.75% APR as of 7/1/2022)

Spectrum Home Loan

Term Rate
12 yrs 5.250% APR**
17 yrs 5.875% APR**

Equity Loans

Term Rate
5 yrs 4.750% APR*, ***
10 yrs 5.000% APR*, ***
15 yrs 5.250% APR*, ***
20 yrs 5.500% APR*, ***