Home Equity  Rates

Equity Line Of Credit

Term Rate
15 Year Draw Period 6.75% Prime minus 0.75%† (7.50% APR as of 1/26/2023)

Spectrum Home Loan

Term Rate
12 yrs 5.750% APR**
17 yrs 5.875% APR**

Equity Loans

Term Rate
5 yrs 6.000% APR*, ***
10 yrs 6.250% APR*, ***
15 yrs 6.500% APR*, ***
20 yrs 6.750% APR*, ***