Coastal1.org Credit Union: Serving Rhode Island & Massachusetts

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A little more time. A lot more return. 4.00% APY withour 9-month bump-up CD. If rates rise during your term, you can bump your rate once and earn even more! NEW MONEY ONLY
Lock in 3.65% APY with our 13 month CD More Rate. Less wait. Smarter way to bank
Growth with confidence. 3.50% APY Our 22-month Bump-Up CD gives you today’s great rate - and a one-time chance to bump higher if the market does
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Spectrum Home Loan

7.00% Rate

• No Points

• No Closing Costs

• No Hassles

Call 401-729-5170

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Earn 4x Points

on dining, takeout and restaurant delivery

Unlock $250 Cash Back + Extended 0% Intro APR

Zero+ Credit Card

Everyday Rewards+
Offer Expires 6/30/26

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ATM Access

Coastal1 provides surcharge-free access to 70 ATMs throughout RI.

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Mobile Banking

Secure online banking with advanced technology to provide you with the service you want.

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Mortgage Loans

Low rate mortgages for experienced and first-time home buyers.

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Commercial Loans

Access to capital to help your business grow.

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Bank or Pay Anywhere, Anytime

App Previews

Now whether you’re on the go or shopping on the web, you can bank or pay on your terms with our multitude of online and mobile options:

Coastal1 Credit Union's Digital Payment Methods & Services Digital Wallet Contactless Debit Card Send Money with Zelle® Card Manager
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Digital Wallet

Google Pay, Apple Pay & Samsung Pay

Add your Coastal1 debit or credit card to your device’s digital wallet for fast, secure payments through Apple Pay, Samsung Pay, or Google Pay – and tap-to-pay anywhere that accepts contactless payment. Gain enhanced security and spend less time in the checkout line.

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Refi Specials

Refinance your mortgage and save thousands, or pay off your mortgage fast and retire debt free!

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First-time Home Buyers

Becoming a homeowner for the first time can be an exciting adventure. Our First Time Homebuyer programs can help make your dream of homeownership a reality.

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Home Equity Loans

Remodel or renovate your home, consolidate debt, or pay education expenses with home equity rates at PRIME minus 0.75%

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Community Investment

In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.

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