First Time  Buyer

Becoming a homeowner for the first time can be an exciting adventure. Our First Time Homebuyer programs can help make your dream of homeownership a reality. Got questions? Check out our FAQ’s or call one of our experienced loan officers today at 401-722-2212.

First Time Homebuyers

  • 100% Financing
  • Loans Up To $510,400
  • 30 Year Fixed Rate
  • Simple Alternative To FHA/VA & Housing Programs
Call 401-722-2212 For Today's Rates

All borrowers must be a first time homebuyer to qualify. Minimum credit score of 700 required for all borrowers. Maximum loan amount $510,400. Mortgage insurance (PMI), property insurance (and flood insurance if applicable) required. Account subject to individual approval. Rate and APR subject to change without notice. Single family, owner-occupied properties only. Coastal1’s regular terms and conditions apply. Equal Housing Lender.

FHA Loans

  • 30 Year Fixed Rate
  • Low Down Payments
  • Flexible Guidelines
Call 401-722-2212 For Today's Rates

Equal Housing Lender

RI Housing

  • 100% financing available (no down payment required)
  • Down payment and/or closing cost assistance
Call 401-722-2212 For Today's Rates