Zero+ Credit Card

0% Intro APR

On purchases and balance
transfers for 24 billing cycles!*

Coastal1 Zero+ Visa Credit Card Learn More

Credit Cards

Compare and choose from our most popular credit cards for the one that best fits your needs.

Choose what you want most in a credit card

Choosing the right credit card is easier than ever. No matter which card you choose, you’ll enjoy features like:

EMV smart chip technology • Mobile purchasing capability for added convenience • Plus much more!


Introducing the Zero+ Card

Designed to enhance your credit card product suite, these valuable new products will replace the current consumer Platinum card and standard Business card offerings for all new applications starting November 1. They are both no annual fee products and provide valuable rewards not previously offered by the products they are replacing.

  • 0% introductory APR on purchases and balance transfers for 24 billing cycles!*
  • 4% cash back earned on travel booked with the card in the Rewards Center
  • $15 annual statement credit earned with 11 months of consecutive purchases

For Account Holders

Send a Payment

Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Overnight Payment/Next Day Payments

Cardmember Payment – 790408
824 N 11th Street
St. Louis, MO 63101-1016

Rewards Programs
  • Rewards Center: 1-888-229-8864
Account Questions
  • Consumer Cardmember Service: 1-800-558-3424
  • Business Cardmember Service: 1-866-552-8855

The creditor, issuer and service provider of your Credit Card is Elan Financial Services.

Report a lost or stolen card by calling one of the following customer support lines:

  • Consumer Cardmember Service: 1-800-558-3424
  • Business Cardmember Service: 1-866-552-8855