Home Equity  Rates

Equity Line Of Credit

Term Rate
15 Year Draw Period 2.99% APR† introductory rate for first 16 billing cycles then variable APR equal to Prime Rate, with a minimum APR of 3.25% (4.00% APR as of 5/13/2022)

Spectrum Home Loan

Term Rate
12 yrs 4.625% APR**
17 yrs 5.125% APR**

Equity Loans

Term Rate
5 yrs 4.625% APR*, ***
10 yrs 4.875% APR*, ***
15 yrs 5.125% APR*, ***
20 yrs 5.375% APR*, ***